Via Benefits: Medicare, Medicare Advantage and Medigap


Via Benefits: Customize your insurance


Willis Towers Watson’s Via Benefits is an Individual Medicare Market Exchange offered to OGB retirees and spouses who have Medicare Parts A and B. Via Benefits offers a variety of medical, prescription drug, and dental plans based on an individual’s provider preferences, prescription drug needs, geographic location, and medical conditions. These plans may include Medicare Advantage, Medicare Supplement (Medigap), and Medicare Part D Prescription Drug coverage.

Plan Advice and Enrollment Assistance


Via Benefits gives you access to licensed benefit advisors and online tools combined with comprehensive knowledge of the Medicare market. Licensed benefit advisors are available to assist you before, during, and after enrollment. You can contact benefit advisors by phone, Monday through Friday from 8:00 a.m. until 8:00 p.m. Central Standard Time.

Program Eligibility


Via Benefits provides personalized assistance to help you make informed and confident enrollment decisions and choose the health plan(s) that best fit your medical needs and budget. You are eligible for coverage through Via Benefits if you are a retiree with Medicare Parts A and B.

Via Benefits Health Reimbursement Arrangement (HRA)


Retirees enrolled in a medical plan through Via Benefits receive a Health Reimbursement Arrangement (HRA). The Via Benefits HRA allows for tax-free reimbursement of qualifying medical expenses to the extent that funds are available in the HRA account. HRA-qualified health care expenses include copayments, deductibles and coinsurance, and medical, dental, prescription drug, plan premiums and Medicare Part B premiums.

A single retiree will receive HRA credits of $200 per month and a retiree plus spouse will receive HRA credits of $300 per month from the agency from which you retired.

Compare Plans


Via Benefits offers a variety of tools to help you compare insurance plans and premiums. They also offer a Prescription Profiler™ that uses your current and projected medication expenses to determine which plans will have the lowest estimated annual out-of-pocket cost.

To contact Via Benefits, please call between 8:00 a.m. and 8:00 p.m. Central Standard Time, Monday through Friday, or to use the online plan comparison program, visit the Via Benefits website .

Sampling of Plans Available through Via Benefits


For a complete list of plans and providers, visit the Via Benefits website or call Via Benefits at 1-855-663-4228.